insurance cards

Posted on: Sun, 09/10/2006 - 7:51am
lalow's picture
Offline
Joined: 03/24/2004 - 09:00

do you leave a copy of your child's insurance card with their epi-pens? is that necessary. or what do you put in there?

------------------
Lalow
James 4 yrs, NKA
Ben 3 yrs, PA and MA and SA

Posted on: Sun, 09/10/2006 - 8:15am
Nutternomore's picture
Offline
Joined: 08/02/2002 - 09:00

We don't do this. Anyone (regardless of circumstance) who is rushed into the ER is going to be attended to (e.g. unconscious auto accident victim). Our emergency protocol is that after Epi is administered and 911 is contacted, we are contacted.
So...a parent will always arrive at the ER if we aren't with DS. My perspective is that we can settle billing issues later, once we've taken care of treatment. Can't remember, but MedicAlert might also have this info on file for us as a backup...
We do keep a copy of DS's emergency treatment plan with the Epi-pack, even though it is also elsewhere. That way, in the event of an emergency (e.g. earthquake, etc.) the plan is always with the Epi-pens...
[This message has been edited by Nutternomore (edited September 10, 2006).]

Posted on: Sun, 09/10/2006 - 8:38am
melissiabeth's picture
Offline
Joined: 05/24/2006 - 09:00

My husband needed stitches recently and went to the ER- and oddly enough nobody came and took his insurance information. When we received the bills- there was a space to put your insurance info and I gave it to the hospital and it was paid. I'm still having problems with the radiology bill for the XRAY but really it has not been that big of a deal- I actually thought it was going to be more of a pain.
I had an allergic reaction to an antibiotic that required emergency treatment with epi, benadryl and steriods and they treated me first and then almost 2 hours later a woman come over and took my insurance info.
I don't have my daughters insurance info on her but medical alert does have the numbers. I've thought about making a copy and putting it with her epis but never got around to doing it.
I forgot to answer your other question- with my daughters medicine bag (in a pouch connected to her diaper bag) is 2 epis, benadryl, a syringe, an emergency plan with contact numbers and instructions on how to use the epi pen, and a couple of packets of wet ones)
As far the insurance info- after reading Carefulmom's post- I'm thinking it might be a good idea to request a duplicate card for her bag- because of the releasing early if stable. I am also remembering that a coworker of mine daughter broke her leg and before it was put in a cast they wanted the $100 copay we have for ER visits.
[This message has been edited by melissiabeth (edited September 10, 2006).]
[This message has been edited by melissiabeth (edited September 10, 2006).]

Posted on: Sun, 09/10/2006 - 11:08am
Carefulmom's picture
Offline
Joined: 01/03/2002 - 09:00

Absolutely, yes. Always have, always will. She has the red emergency kit from FAAN. It has four things: epi, zyrtec, insurance card (I have one in all 4 of her epipen kits at school) and a piece of paper with the order to do things. It says:
1. Epipen
2. Call 911
3. Zyrtec 1 chewable tablet by mouth if conscious
4. Call mom (with my name and phone number, I am a single mom, so there is no one else to call)
I was hospitalized a few weeks ago, had to call 911, brought in by ambulance, and they sent me straight to the registration desk for my insurance info. Absolutely have it with the epipen. I had a surgical emergency and yet they wanted my insurance info before treating me. Also, I have worked in ERs, and if your child is conscious and looking pretty good after epi they will keep him for observation if insured, but if uninsured they will most likely send him out. This would not be true if he were unconscious or struggling to breathe, etc. But if he looks pretty good which if the epi works he may look pretty good, they will send him out if uninsured. Don`t know what they would do if insurance status is unknown. It seems kind of chancey when it is so easy to just put the insurance card in the epipen kit. They do not have to see someone uninsured if it is not an emergency, and if your child looks good who knows if they will consider it an emergency.

Posted on: Sun, 09/10/2006 - 11:52am
NicoleinNH's picture
Offline
Joined: 06/21/2003 - 09:00

EDIT
[This message has been edited by NicoleinNH (edited June 09, 2007).]

Posted on: Sun, 09/10/2006 - 11:59am
Carefulmom's picture
Offline
Joined: 01/03/2002 - 09:00

Here you will never even get to the doctor if uninsured and you are stable when you arrive. It is true that the doctors don`t care if you are insured and don`t even know. But you will not even be able to check in if uninsured and if you are stable.
I had a friend who had an appendicitis. She had just started a new job and insurance had not started yet. When she got to the ER she was stable, so since she was uninsured, they sent her to the County Hospital. There she sat for six hours while her appendix perforated.
Maybe it depends on where you live, but here you will never even be allowed to check in if uninsured and clinically stable.

Posted on: Sun, 09/10/2006 - 12:29pm
Lindajo's picture
Offline
Joined: 10/14/2003 - 09:00

At my kids' schools, we have to fill out emergency info and that includes our policy numbers for the medical and dental insurance, along with the doc's name, address and telephone #.

Posted on: Sun, 09/10/2006 - 12:37pm
Carefulmom's picture
Offline
Joined: 01/03/2002 - 09:00

Ours also, but the ER won`t check you in without an insurance card if you are stable. The ER isn`t going to accept the school`s form. They need the card itself. That is why I have it in dd`s epipen kits. When I arrived last month in an ambulance they would not have seen me if I did not have my insurance card. Also, I like having it in dd`s kit, because in the heat of the moment who knows if the school will send the emergency card in the ambulance when the card is in the office and your child is having a reaction in class, cafeteria, etc. I know at dd`s elementary school one of the other pa kids had to have the epi used, and everyone was in a panic. I don`t plan on my school remembering to send an emergency card that is somewhere else. I try to make it as foolproof as possible.

Posted on: Sun, 09/10/2006 - 1:18pm
anonymous's picture
Offline
Joined: 05/28/2009 - 16:42

My child's medicine bag at home contains 2 epi-pens; 2 doses of antihistamine; a sheet with information about his allergens, how to respond to a reaction, and contact phone numbers; and the insurance card. Yes, he'd get treated at a hospital without it, but sadly sometimes standards of care are better when they know you have insurance. The medicine bag at school has all of the above, but no insurance card. After reading Carefulmom's post, I'm going to request another copy of the insurance card so I can include it in there.
[This message has been edited by Mookie86 (edited September 10, 2006).]

Posted on: Sun, 09/10/2006 - 8:15am
Nutternomore's picture
Offline
Joined: 08/02/2002 - 09:00

We don't do this. Anyone (regardless of circumstance) who is rushed into the ER is going to be attended to (e.g. unconscious auto accident victim). Our emergency protocol is that after Epi is administered and 911 is contacted, we are contacted.
So...a parent will always arrive at the ER if we aren't with DS. My perspective is that we can settle billing issues later, once we've taken care of treatment. Can't remember, but MedicAlert might also have this info on file for us as a backup...
We do keep a copy of DS's emergency treatment plan with the Epi-pack, even though it is also elsewhere. That way, in the event of an emergency (e.g. earthquake, etc.) the plan is always with the Epi-pens...
[This message has been edited by Nutternomore (edited September 10, 2006).]

Posted on: Sun, 09/10/2006 - 8:38am
melissiabeth's picture
Offline
Joined: 05/24/2006 - 09:00

My husband needed stitches recently and went to the ER- and oddly enough nobody came and took his insurance information. When we received the bills- there was a space to put your insurance info and I gave it to the hospital and it was paid. I'm still having problems with the radiology bill for the XRAY but really it has not been that big of a deal- I actually thought it was going to be more of a pain.
I had an allergic reaction to an antibiotic that required emergency treatment with epi, benadryl and steriods and they treated me first and then almost 2 hours later a woman come over and took my insurance info.
I don't have my daughters insurance info on her but medical alert does have the numbers. I've thought about making a copy and putting it with her epis but never got around to doing it.
I forgot to answer your other question- with my daughters medicine bag (in a pouch connected to her diaper bag) is 2 epis, benadryl, a syringe, an emergency plan with contact numbers and instructions on how to use the epi pen, and a couple of packets of wet ones)
As far the insurance info- after reading Carefulmom's post- I'm thinking it might be a good idea to request a duplicate card for her bag- because of the releasing early if stable. I am also remembering that a coworker of mine daughter broke her leg and before it was put in a cast they wanted the $100 copay we have for ER visits.
[This message has been edited by melissiabeth (edited September 10, 2006).]
[This message has been edited by melissiabeth (edited September 10, 2006).]

Pages

Peanut Free and Nut Free Community

Click on one of the categories below to see all topics and discussions.

Latest Discussions

Latest Post by krisztina Thu, 02/20/2020 - 4:49pm
Comments: 1
Latest Post by chicken Thu, 02/20/2020 - 4:45pm
Comments: 3
Latest Post by lexy Tue, 01/28/2020 - 12:21am
Comments: 6
Latest Post by JRM20 Sun, 01/26/2020 - 11:15am
Comments: 6
Latest Post by JRM20 Sun, 01/26/2020 - 11:11am
Comments: 5
Latest Post by Italia38 Wed, 01/15/2020 - 11:03am
Comments: 10
Latest Post by Italia38 Wed, 01/15/2020 - 10:52am
Comments: 2
Latest Post by penelope Tue, 01/14/2020 - 1:03pm
Comments: 1

Peanut Free Store

More Articles

If children begin to eat many different foods at a young age, there is much more of a chance that by the time they are in school, they will eat...

Those with peanut allergies often find that they are unable to enjoy dessert since there's always the...

For those with peanut allergies, baked goods present a serious risk. Many baked goods do not appear to contain peanuts, yet were baked in a...

If you've ever tried to find...

If you find frequent allergy-related food recalls upsetting you are not alone, but a new federal rule may help reduce the cross-contamination...

If you or your child has a peanut or nut allergy, identifying the presence of nuts in food becomes a priority, but what if the written or spoken...

Tree nuts and peanuts are distinctly different. An allergy to one does not guarantee an allergy to the other. Peanuts are considered legumes and...

Welcome to the complex world of being a Peanut Allergy Parent. Get ready to proofread food labels, get creative with meals, and constantly hold an...

Scientists are developing a skin patch, much like the nicotine patch, that may cure deadly peanut allergies.

The patch contains tiny traces...

I love to cook and bake! I remember from a very young age cooking with my grandmother, teaching me all of the basics like making sure to mix in...

Take control of your food allergies! Get results in ten days and change your life forever! If you are tempted to use a home testing kit...

Parents of children with food allergies often share tips about safe foods, allergy-friendly restaurants, and other experiences and challenges of...

According to the results of a new study, children lacking Vitamin D may be more susceptible to food allergies. Researchers working at the Albert...

Nearly all infants are fussy at times. But how do you know when your baby's crying means something wrong? Some babies are excessively fussy...

Those who have peanut allergies know to avoid peanut butter cookies, of course – but what about other...

Which candy bars are safe for those with peanut allergies? Those without allergies are accustomed to...

Are you looking for peanut-free candies as a special treat for a child with...

For those who have wondered whether airport x-ray machines negatively affect epinephrine auto-injectors, the folks at Food Allergy Research &...

Molecular allergy component testing identifies the specific food or environmental proteins triggering a person’s allergic reactions. Component...

An epinephrine auto-injector provides an emergency dose of epinephrine (adrenaline) to treat life-threatening allergic reactions. Those who have...