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Posted on: Fri, 01/02/2004 - 1:29am
Anne Parrish's picture
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Joined: 01/06/2000 - 09:00

As I understand it, it is quite difficult to be approved for Social Security Disability Income (or whatever it is called exactly). There are many people who are injured or whatever & cannot resume their previous job but are deny disability benefits. It often requires a long legal battle &, even then, many claims are denied.
Anne
Quote:Originally posted by MommaBear:
[b]Question: Just because someone has a "disability", does that necessarily qualify someone for Social Security Disability?
Does the definition/qualifying characteristics of "Disability" for ADA for example, differ from the definition/qualifying characteristics of "Disability" for Social Security Disability?
Disclaimer: I am not offering advice in any manner or form.
[/b]

Posted on: Fri, 01/02/2004 - 9:15am
Anonymous's picture
Anonymous (not verified)

Okay, this I'm not totally sure about, so a caution in there. In Canada, in 1967, the Canada Pension Plan was started. People contribute to CPP through their earnings. It is a deduction like taxes.
I'm trying to think out loud here. I think that our Canada Pension Plan may be like your Social Security Income system, but not sure. CPP is a National program. If you become disabled, you receive a certain amount of money per month from CPP based on what you have contributed through working.
For a lot of SAHM's that were not in the work force at the time it was started (my Mom would have been one of them), you don't have any credits. But, I'm not sure if simply by living life you don't gain some credits whether or not you ever work outside of the home or not (that I would have to check).
Then, if you divorce, you can apply to split your CPP credits. Say you've earned a certain amount and paid a certain amount of CPP, and your spouse has done the same, but different incomes and contributions. He has a credit of 8, you have one of 6. You split and you each have 7.
This is important because here, in Canada, you receive CPP when you turn 65. Or, you can apply to receive it when you're 60.
I do know that my SIL receives a monthly cheque from CPP based on her psychological disability.
Independent of that, in Ontario, we have what is called the Ontario Disability Support Program (ODSP) whereby if you are disabled, you apply to the provincial government, through social services (the same system that runs welfare) and if you are deemed disabled, you receive monthly cheques, along with the drug card that I have mentioned in this thread.
The ODSP is extremely difficult to get. Almost everyone on first application is denied (although right now, there does seem to be a swing to putting psychiatric disorders almost immediately on the program without dispute). Then, you appeal and appeal and appeal. That's what it sounds like Anne Parrish was speaking about when it comes to Social Security.
I do believe it is the same with CPP if you apply for that saying that you are disabled.
So, I'm wondering if CPP and Social Security are similar programs? What I know right now is that should either myself or my DH die, we would receive money from CPP, I believe, to help cover the cost of a funeral (would have to check about that). Then, monthly, say he died, I would receive the survivor benefits based on the contributions that he has made through his life.
I also believe that you receive your spouse's CPP benefits when you're older and they have passed, but I'm not clear how long you receive them for. For example, as soon as you become eligible for your own CPP at either 60 or 65, you may not get your spouse's benefits. I'd have to ask my Mom.
This does raise an interesting question though. See, I have never though about applying for CPP for Jesse because he's never contributed in earnings to the program. But does he have to have? I've also never thought of applying for ODSP for Jesse because he's a child and it's basically a program where you are given money (if you will) to live on per month (and you are NOT able to work if on this program).
The CPP however, is interesting, especially if it is like Social Security Income. It is a national program.
However, what I don't know if whether or not in Canada we have anything equivalent to the Americans with Disabilities Act.
Interesting stuff. [img]http://uumor.pair.com/nutalle2/peanutallergy/smile.gif[/img]
Best wishes! [img]http://uumor.pair.com/nutalle2/peanutallergy/smile.gif[/img]
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Posted on: Thu, 01/08/2004 - 5:45am
sport's picture
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Joined: 10/01/2002 - 09:00

I think from reading these posts that Julie probably has seen people taking advantage of the system. There is a big difference in taking advantage of it and using it because you really need it. We, as teachers, see this also. We have children that there parents will buy everything (including cig.) except for what their children need at school. For some people it is just a difference in priorities. Many children will tell you they are not going to work simply because their parents don't. It is sometimes easier to sit at home---I am sure. But anyway, maybe this will blow over.

Posted on: Thu, 01/08/2004 - 6:09am
Anonymous's picture
Anonymous (not verified)

sport, yes:-
There is a big difference in taking advantage of it and using it because you really need it.
That's the reason for this thread and the other thread under TAKE ACTION, for people to read (and even post in) that may need to use what resources are out there because not everyone is in the same position financially.
For example, when you apply for Ontario Works or the Ontario Disability Support Program, you are asked if there is a "special diet" in your home. So, the answer for us would be yes, there is, there is a "peanut allergic" child. However, no monetary concessions are made because of the special diet, it's just something that is routinely asked.
Once upon a time in Ontario, and I would have to check, but if you had a "special diet" requirement, you would have been given a monthly stipend to help with the special diet.
Our former (well twice former now) Premier Mike Harris made the unfortunate comment of saying that pregnant women on welfare were drinking and smoking their $37.00 monthly allowance (for being pregnant, special diet, the cost of vitamins, etc.) away. Welfare (Ontario Works) recipients at that time, who were pregnant, actually lost their special diet allowance. This *may* have been the time that all special diet allowances were lost. The allowance for pregnant women on welfare has now been re-instated.
I honestly don't get the feel and perhaps it's because I started both threads, that anyone who has posted in them or posted information to help other people, which I have, is out to take advantage of the system. I'm posting information that I come across in my travels (for example, that one friend who told me about Assistance for Children with Severe Disabilities and so I did the *test* case re PA) that may help people.
For example, to use another member's situation, if she lived in my province. KarenH.'s husband just finished going to school. I know that KarenH. works outside of the home and is not a SAHM. But say she didn't have any prescription drug coverage and her and her husband and son lived in Ontario. Here, they could apply for, as ANY family can that does not have prescription drug coverage through their work (so it is for working people, not people on Ontario Works) for the Trillium Drug Plan.
That is dependent on your income. You have to qualify. You have a deductible. I've posted about mine here. You have to meet certain criteria for the Ministry of Health to determine that you are eligible for this program, but it's not something to be ashamed of or to be stimatized about, it is not for people not working (i.e., on welfare). It is for people that don't have prescription drug coverage period in this province.
I think, for me, and we'll see it within the next couple of months as well, we will re-raise threads about claiming PA as a disability for income tax purposes. Again, everyone in Canada has the ability to do that, not dependent on income. What kind of tax break you get, if any, does, of course, depend on your income. So, I think for me, I've just really tried to post about stuff that I thought could help other people that are in tight financial situations (or in the case of Trillium and the SSA - see the TAKE ACTION thread, please), not even people in tight financial situations but people that are working that have no drug coverage, which is quite common nowadays.
There are always going to be people that take advantage of different programs that are offered in communities. That's life.
But hopefully the information I've posted in both of these threads will help people that need help and as far as I can see from what I've posted, you have to qualify income wise, so that means you kinda need the assistance, if any, doesn't it?
I don't currently work outside of the home but my children certainly don't think that they're growing up to NOT work. They understand why I am home. They understand that *big* people do work.
Best wishes! [img]http://uumor.pair.com/nutalle2/peanutallergy/smile.gif[/img]
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Posted on: Thu, 01/08/2004 - 6:11am
Anonymous's picture
Anonymous (not verified)

Also, since I am a filthy smoker, feel the need to defend that as well, even though I have cut down to half a pack a day which is *good* for me. If push came to shove, I would not eat. My children would.
Still not clear why I feel defensive when I'm posting okay things. [img]http://uumor.pair.com/nutalle2/peanutallergy/confused.gif[/img]
Best wishes! [img]http://uumor.pair.com/nutalle2/peanutallergy/smile.gif[/img]
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Posted on: Sat, 04/10/2004 - 11:49pm
Anonymous's picture
Anonymous (not verified)

Simply re-raising to compliment another thread running under Main Discussion. [img]http://uumor.pair.com/nutalle2/peanutallergy/smile.gif[/img]
Best wishes! [img]http://uumor.pair.com/nutalle2/peanutallergy/smile.gif[/img]
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